:root{--navy:#071b34;--gold:#c99a35;--cream:#f7f4ed;--text:#152238;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--white)}
header{min-height:76px;padding:14px max(6vw,24px);display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #e9e9e9;background:#fff}
.brand{display:flex;gap:11px;align-items:center;text-decoration:none;color:var(--navy)}.brand strong{display:block;font-size:22px;letter-spacing:1px}.brand small{display:block;font-size:11px;color:#667}
.mark{width:43px;height:43px;border-radius:10px;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-size:26px;font-weight:800;border:2px solid var(--gold)}
nav{display:flex;gap:24px}nav a{text-decoration:none;color:var(--navy);font-weight:600;font-size:14px}
.hero{min-height:600px;padding:90px max(7vw,28px);display:grid;grid-template-columns:1.25fr .75fr;gap:70px;align-items:center;background:linear-gradient(120deg,#fff 0%,#fff 57%,var(--cream) 57%)}
.eyebrow{color:var(--gold);font-weight:800;letter-spacing:2px;font-size:12px}.hero h1{font-size:clamp(42px,6vw,76px);line-height:1.02;color:var(--navy);margin:12px 0 22px}.hero h1 span{color:var(--gold)}
.intro{max-width:620px;font-size:19px;line-height:1.7;color:#536071}.button{display:inline-block;margin-top:18px;background:var(--gold);color:var(--navy);padding:16px 23px;border-radius:7px;text-decoration:none;font-weight:800}.button.disabled{opacity:.7}.note{font-size:12px;color:#7a8491;margin-left:5px}
.card{background:var(--navy);color:#fff;padding:45px 38px;border-radius:18px;box-shadow:0 18px 45px #0b1b3025}.card h2{font-size:28px}.card p{line-height:1.7;color:#d7dce4}.icon{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:var(--navy);font-weight:900;font-size:23px}
.section{padding:85px max(7vw,28px);max-width:1200px;margin:auto}.section h2{font-size:36px;color:var(--navy);max-width:700px}.section>p:not(.eyebrow){line-height:1.8;max-width:760px;color:#596576}
.alt{max-width:none;background:var(--cream)}.alt>*{max-width:1200px;margin-left:auto;margin-right:auto}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:32px}.steps article{background:#fff;padding:30px;border-radius:12px}.steps b{color:var(--gold);font-size:27px}.steps h3{color:var(--navy)}.steps p{color:#687384;line-height:1.6}
.contact{text-align:center}.contact h2,.contact p{margin-left:auto;margin-right:auto}
footer{background:var(--navy);color:#fff;padding:28px max(7vw,28px);display:flex;justify-content:space-between;gap:20px;font-size:13px}footer span{color:#b8c0ca}
@media(max-width:760px){header{align-items:flex-start}nav{display:none}.hero{grid-template-columns:1fr;background:#fff;padding-top:60px;gap:35px}.hero h1{font-size:46px}.steps{grid-template-columns:1fr}.section{padding-top:60px;padding-bottom:60px}footer{flex-direction:column}}